By Luc Olinga The young crypto industry is currently going through its most serious crisis. In a few months, when calm returns to the cryptocurrency market, the lessons of the current liquidity crunch will come yet clearer and the crypto industry will overcome this crucial test of its young history. The promise the crypto industry has made is a valid one — to democratize finance and provide access to money and financial services to those who are often excluded from the traditional financial system: underserved and underprivileged communities and minorities. How many times have we heard storie…