It can be hard to find a good credit card that fits your needs. Most credit cards have high-interest rates, annual fees, and other penalties. But Gap Credit Card is a bit different. Despite its name, the Gap Credit Card isn’t just for shopping at Gap stores. You can also use it at Old Navy, Banana Republic, Athleta, and other Gap Inc. brands. Plus, you’ll earn rewards you can redeem for cash back or merchandise at any of these stores. In this article, we will tell you all about the Gap Credit Card, payment methods, and late fees. But before, let’s check out all the perks this card offers. Bene…