Didi Pay was fined 4.27 million yuan by the central bank, two executives were fined 380,000 yuan at the same time

On July 15, it was reported that the public notice of punishment information issued by the Business Management Department of the People’s Bank of China (Beijing) showed that,Beijing Didi Payment Technology Co., Ltd. was warned and fined 4.27 million yuan for 12 types of illegal acts.The date of the administrative penalty decision is July 8.

The 12 types of illegal acts involved in Didi Payment include uploading wrong transaction information, failing to implement the requirements for authenticity, completeness and traceability of transaction information; failing to strictly implement the real-name system requirements for customer identity, and failing to verify the willingness of legal persons to open accounts; The customer identity real-name system is required, and the relevant materials are not retained as required;

Setting up acquiring and settlement accounts in violation of regulations; opening payment accounts for financial enterprises or enterprises engaged in financial business; failing to conduct transaction background investigations on individual abnormal transactions; illegally transferring funds with different names; failing to report major risk events in a timely manner;

Failing to file the standard terms of payment service agreements as required; failing to perform customer identification obligations as required; infringing consumers’ right to legal protection of financial information; using standard contract terms to make unfair and unreasonable provisions for financial consumers.

Beijing Didi Payment Technology Co., Ltd. is wholly-owned by Shanghai Shiyuan Technology Co., Ltd., which is a wholly-owned subsidiary of Didi Chuxing Technology Co., Ltd. In 2017, Didi Chuxing obtained this payment license through acquisition.

At the same time, Chen Xi, then general manager of Beijing Didi Payment Technology Co., Ltd. and head of the anti-money laundering leading group, was responsible for the four types of illegal facts.He was warned by the central bank’s business management department and fined 174,000 yuan.

Another person who received the fine was Jiao Yang, the general manager of Beijing Didi Payment Technology Co., Ltd. and the leader of the anti-money laundering leading group. He was warned by the central bank’s business management department and fined 206,000 yuan because he was responsible for five types of illegal facts. Yuan.

In addition, Didi formally submitted a delisting application form to the SEC on June 2, 2022. According to regulations, Didi’s delisting decision will take effect 10 days after submitting the application documents. On June 10, Didi officially delisted from the New York Stock Exchange. Its stock price was $2.29, and its market value stayed at $11.116 billion.

Hashtag: Didi Chuxing Didi Punishment