By Veronika Bondarenko Inflation is taking its toll as more and more people can’t afford to save. Talk of how one should have ample emergency savings is good but, for many Americans, there is just very little to tap into. More than one in three have less now than they did before the pandemic, while 10% have no savings at all. Only 24% said that they have more while 34% are at in the same financial place, the latest study from financial services company Bankrate has found. For families earning below $50,000, that number of people without any savings goes up to 37%. The number of people without …