When to annuitize an annuity is a question that many retirees and people saving for retirement face. After many years of saving and waiting to start reaping the benefits, you finally reach retirement age and wonder: should I annuitize now? In one year? In ten years? Does it make a difference? The answer is yes. Choosing the right time can be the difference between getting the most out of your annuity and leaving money on the table. In light of this, let’s dive into what factors to consider when deciding to annuitize, the pros and cons of annuitizing, and how to do it smartly to enjoy a nice, w…